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UnitedHealthcare will offer 3 health plans for 2020: UnitedHealthcare Base Plan, UnitedHealthcare Buy-Up Plan, and UnitedHealthcare Copay Plan. All plans are available with Employee, Employee + Spouse, Employee + Children, or Family coverage.

If you would like to make changes for the calendar year 2020, you must complete enrollment elections online to mybensite.com/okaloosa.

Visit UnitedHealthcare for more specific information about your medical coverage.

UnitedHealthcare Buy-Up Plan (Single)

  • Calendar Year Deductible – $1,500 In-Network; $3,000 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 0% In-Network; 20% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays 0% In-Network; 0% Out-of-Network
  • Max Out-of-Pocket – $1,500 In-Network; $6,000 Out-of-Network

UnitedHealthcare Buy-Up Plan (Employee+Spouse, Employee+Children, Family)

  • Calendar Year Deductible – $3,000 In-Network; $6,000 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 0% In-Network; 20% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays 0% In-Network; 0% Out-of-Network
  • Max Out-of-Pocket – $3,000 In-Network; $12,000 Out-of-Network

UnitedHealthcare Base Plan (Single)

  • Calendar Year Deductible – $1,250 In-Network; $2,500 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays 20%/30%/50% In-Network; 20%/30%/50% Out-of-Network
  • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network

UnitedHealthcare Base Plan (Employee+Spouse, Employee+Children, Family)

  • Calendar Year Deductible – $2,500 In-Network; $5,000 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays 20%/30%/50% In-Network; 20%/30%/50% Out-of-Network
  • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network

UnitedHealthcare Copay Plan (Single)

  • Calendar Year Deductible – $2,000 In-Network; $4,000 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays $15/$40/50% In-Network; $15/$40/50% Out-of-Network
  • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network

UnitedHealthcare Copay Plan (Employee+Spouse, Employee+Children, Family)

  • Calendar Year Deductible – $4,000 In-Network; $8,000 Out-of-Network
  • Coinsurance (After Deductible Met) – Employee Pays 20% In-Network; 40% Out-of-Network
  • Prescription (After Deductible Met) – Employee Pays $15/$40/50% In-Network; $15/$40/50% Out-of-Network
  • Max Out-of-Pocket – $5,000 In-Network; $10,000 Out-of-Network

Questions and Concerns

Please be sure to read your enrollment guide carefully and contact the Risk Management Department if you have any questions.

Risk Management
850.833.3190

 


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